64 Hail and Wind Reports Near Rock Hill Since 2015
Rock Hill is in York County, which has been part of 7 federal disaster declarations since 1989. Damaging wind is the most common report: 35 thunderstorm wind reports within 10 miles since 2015, with a top gust of 92 mph. When an insurer denies, delays or underpays a Rock Hill property claim, Halversen Law represents the homeowner, business or association. Our office is about 184 miles away in Mount Pleasant.
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Property Insurance Claims in Rock Hill
Halversen Law represents Rock Hill homeowners, businesses, and condo and HOA associations in claims against their insurers: denied claims, underpaid claims, slow claims and bad faith. A state-court case over York County property is typically heard in the York County Court of Common Pleas in the 16th Judicial Circuit; federal cases go to the Rock Hill Division.
What Rock Hill's Storm Record Means for Your Claim
- Hail: 29 reports within 10 miles since 2015; the largest was 1.5 inches on June 24, 2015 near Industrial (noaa location name). Hail is less frequent here, so insurers may question a hail claim; the NOAA date and size for your area matter. See hail damage claims.
- Wind: 35 damaging wind reports; the top gust was 92 mph on April 20, 2024. Wind claims often involve roofs, siding and fallen trees. See roof damage claims.
- Water: 28 flood insurance claims in York County since 2015, so most water claims here are burst pipes, roof leaks and storm rain rather than flood. See water damage claims.
- Hurricane Helene (2024): York County was in FEMA declaration DR-4829. See Helene claims.
Deadlines for Rock Hill Claims
South Carolina allows 3 years to sue on a property policy (S.C. Code § 15-3-530(8)), and a shorter limit in the policy does not bar the suit. York County’s federal disaster declarations in the last 3 years: Hurricane Helene (2024). If a claim from one of those storms is still open or underpaid, check the dates now. See claim deadlines.
Before You Call
- Your policy and declarations page.
- The insurer’s letters and estimate.
- Your contractor’s estimate and photos.
- The date of loss, to match against the storm records below.
See also denied claims, underpaid claims and insurance bad faith.
Review your case. Time is of the essence in insurance claims. Protect your interests now.
Storm and Claim Records for Rock Hill
Public records for Rock Hill and York County from NOAA, FEMA and South Carolina law. Sources are listed at the end of this section.
Severe weather within 10 miles of Rock Hill, 2015 to 2025
- 29 hail reports, 20 of them 1 inch or larger. Largest: 1.5-inch hail on June 24, 2015 near Industrial (noaa location name).
- 35 damaging thunderstorm wind reports. Highest gust: 92 mph on April 20, 2024 near Ebenezer (estimated).
- No tornadoes recorded.
- 26 flood and flash flood reports.
Federal disaster declarations for York County
York County was included in 7 FEMA major disaster declarations for storms, floods and other natural hazards from 1989 to 2026. The most recent: Hurricane Helene (2024, DR-4829), Hurricane Ian (2022, DR-4677), Hurricane Irma (2017, DR-4346), Tropical Storm Frances (2004, DR-1566).
Flood insurance claims in York County
28 National Flood Insurance Program claims were filed in York County from 2015 to 2026, with $0.2 million paid. The event with the most claims was Hurricane Debby (3 claims). Most homeowners policies do not cover flood, so storms that bring both wind and water often lead to disputes over which damage the homeowners policy must pay.
Where a Rock Hill insurance case is heard
York County is in South Carolina’s 16th Judicial Circuit. A state-court lawsuit over property in York County is typically heard in the York County Court of Common Pleas, the civil side of the circuit court. Federal cases from York County are assigned to the Rock Hill Division of the U.S. District Court for the District of South Carolina.
Distance from our office
Rock Hill is about 184 miles from our office at 496 Bramson Court, Suite 100, Mount Pleasant (about 211 minutes by car without traffic).
Using these records in a claim
When an insurer says roof or siding damage came from wear and tear rather than a storm, the dated NOAA report for your area is public evidence of when and where hail or high wind hit. See wind and weather claims, hurricane claims and homeowners claims, or call 843-284-5790.
Sources (retrieved October 2026): NOAA Storm Events Database, events whose start point is within 10 miles of Rock Hill; wind speeds converted from knots; FEMA disaster declarations; OpenFEMA NFIP claims; S.C. Code § 14-5-610; 28 U.S.C. § 121; drive time from OpenStreetMap routing.
Experienced Property Insurance Attorneys in Charleston, SC
Where Property Rights and Insurance Converge.
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Halversen & Halversen focuses on property insurance law and real estate litigation matters where the interests of property owners and insurers intersect. We are a dedicated firm committed to representing homeowners, developers, and investors as advocates in coverage disputes, bad faith claims, land use conflicts, zoning challenges, and other real estate issues.
We bring extensive experience guiding real estate developers through litigation and partnering with municipalities and government bodies on property-related cases. Our work centers on holding insurers accountable while navigating South Carolina's complex regulations to protect your assets and secure rightful compensation.
