235 Hail and Wind Reports Near Summerville Since 2015
Summerville is in Dorchester County, which has been part of 11 federal disaster declarations since 1989. Hail is the standout risk: 68 hail reports within 10 miles since 2015, 37 of them 1 inch or larger. When an insurer denies, delays or underpays a Summerville property claim, Halversen Law represents the homeowner, business or association. Our office is about 26 miles away in Mount Pleasant.
Review Your Case Today | Call 843-284-5790
Property Insurance Claims in Summerville
Halversen Law represents Summerville homeowners, businesses, and condo and HOA associations in claims against their insurers: denied claims, underpaid claims, slow claims and bad faith. A state-court case over Dorchester County property is typically heard in the Dorchester County Court of Common Pleas in the 1st Judicial Circuit; federal cases go to the Charleston Division.
What Summerville's Storm Record Means for Your Claim
- Hail: 68 reports within 10 miles since 2015; the largest was 2 inches on July 3, 2019 near Knightsville. Hail claims often turn on whether marks on shingles are hail or wear. See hail damage claims.
- Wind: 167 damaging wind reports; the top gust was 85 mph on June 10, 2024. Wind claims often involve roofs, siding and fallen trees. See roof damage claims.
- Tornadoes: 1 since 2015, the most recent an EF0 on August 30, 2023 near Goose Creek.
- Flood: 637 flood insurance claims in Dorchester County since 2015. Most homeowners policies exclude flood, so storms with wind and water often bring a wind vs flood dispute.
- Tropical Storm Debby (2024): Dorchester County was in FEMA declaration DR-4835. See Debby claims.
Deadlines for Summerville Claims
South Carolina allows 3 years to sue on a property policy (S.C. Code § 15-3-530(8)), and a shorter limit in the policy does not bar the suit. Dorchester County’s federal disaster declarations in the last 3 years: Tropical Storm Debby (2024). If a claim from one of those storms is still open or underpaid, check the dates now. See claim deadlines.
Before You Call
- Your policy and declarations page.
- The insurer’s letters and estimate.
- Your contractor’s estimate and photos.
- The date of loss, to match against the storm records below.
See also denied claims, underpaid claims and insurance bad faith.
Review your case. Time is of the essence in insurance claims. Protect your interests now.
Storm and Claim Records for Summerville
Public records for Summerville and Dorchester County from NOAA, FEMA and South Carolina law. Sources are listed at the end of this section.
Severe weather within 10 miles of Summerville, 2015 to 2025
- 68 hail reports, 37 of them 1 inch or larger. Largest: 2-inch hail on July 3, 2019 near Knightsville.
- 167 damaging thunderstorm wind reports. Highest gust: 85 mph on June 10, 2024 near Lincolnville (estimated).
- 1 tornado: EF0 on August 30, 2023 near Goose Creek.
- 41 flood and flash flood reports.
Federal disaster declarations for Dorchester County
Most of Summerville is in Dorchester County. Dorchester County was included in 11 FEMA major disaster declarations for storms, floods and other natural hazards from 1989 to 2026. The most recent: Tropical Storm Debby (2024, DR-4835), Hurricane Ian (2022, DR-4677), Hurricane Dorian (2019, DR-4464), Hurricane Florence (2018, DR-4394).
Flood insurance claims in Dorchester County
637 National Flood Insurance Program claims were filed in Dorchester County from 2015 to 2026, with $16.1 million paid. The event with the most claims was the October 2015 flood (377 claims). Most homeowners policies do not cover flood, so storms that bring both wind and water often lead to disputes over which damage the homeowners policy must pay.
Where a Summerville insurance case is heard
Dorchester County is in South Carolina’s 1st Judicial Circuit. A state-court lawsuit over property in Dorchester County is typically heard in the Dorchester County Court of Common Pleas, the civil side of the circuit court. Federal cases from Dorchester County are assigned to the Charleston Division of the U.S. District Court for the District of South Carolina.
Distance from our office
Summerville is about 26 miles from our office at 496 Bramson Court, Suite 100, Mount Pleasant (about 35 minutes by car without traffic).
Using these records in a claim
When an insurer says roof or siding damage came from wear and tear rather than a storm, the dated NOAA report for your area is public evidence of when and where hail or high wind hit. See wind and weather claims, hurricane claims and homeowners claims, or call 843-284-5790.
Sources (retrieved October 2026): NOAA Storm Events Database, events whose start point is within 10 miles of Summerville; wind speeds converted from knots; FEMA disaster declarations; OpenFEMA NFIP claims; S.C. Code § 14-5-610; 28 U.S.C. § 121; drive time from OpenStreetMap routing.
Experienced Property Insurance Attorneys in Charleston, SC
Where Property Rights and Insurance Converge.
Put Your Trust In Our Experience
Halversen & Halversen focuses on property insurance law and real estate litigation matters where the interests of property owners and insurers intersect. We are a dedicated firm committed to representing homeowners, developers, and investors as advocates in coverage disputes, bad faith claims, land use conflicts, zoning challenges, and other real estate issues.
We bring extensive experience guiding real estate developers through litigation and partnering with municipalities and government bodies on property-related cases. Our work centers on holding insurers accountable while navigating South Carolina's complex regulations to protect your assets and secure rightful compensation.
